Used BMW X5
Pre-Owned BMW X5 for Sale in North Charlotte, NC
The BMW X5 remains the benchmark for luxury Sports Activity Vehicles® (SAV®), combining iconic performance, sophisticated design, and cutting-edge technology. Drivers throughout North Charlotte, Huntersville, Concord, Cornelius, and Mooresville choose a pre-owned X5 for its athletic handling, premium interior comfort, and exceptional long-term value. Buying used allows you to experience the thrills and prestige of BMW engineering at a price point that aligns with your budget.
What to Expect from a Pre-Owned BMW X5
Engineered with ideal weight distribution and responsive handling, a pre-owned BMW X5 turns every daily Charlotte commute or weekend getaway to Lake Norman into an engaging experience. Depending on our current inventory, you can discover popular trim configurations such as the efficient rear-wheel-drive BMW X5 sDrive40i, the all-weather confident BMW X5 xDrive40i with intelligent all-wheel drive, the innovative plug-in hybrid X5 xDrive45e or xDrive50e, or the high-performance M-tuned X5 M50i and X5 M60i featuring a turbocharged V8 engine.
Inside the cabin, expect driver-centric technology, including intuitive digital cockpit displays, BMW iDrive infotainment with smartphone integration, premium upholstery, panoramic moonroof, and advanced safety features. Every pre-owned vehicle on our lot undergoes a thorough inspection by trained technicians to ensure performance and reliability before being offered for sale. You can shop our complete Pre-Owned Inventory with confidence.
Looking for factory-backed warranty protection and additional peace of mind? Explore our Certified Pre-Owned inventory to see BMW models that have passed rigorous multi-point inspection standards. If you are shopping within a specific price range, be sure to check out our vehicles under $30,000.
Visit Hendrick BMW Northlake
Stop by Hendrick BMW Northlake located at 10720 Northlake Auto Plaza Blvd, Charlotte, NC 28269, to test drive a pre-owned BMW X5 and experience the Hendrick difference. Our dedicated team is here to help you navigate your buying journey from start to finish. Visit our Finance Center to explore custom auto loans and payment plans, or get a head start today by completing our secure pre-approval application online.
Planning to trade in your current vehicle? Use our Value My Trade tool to receive a quick, competitive appraisal estimate that can be applied directly toward your next BMW purchase.
Frequently Asked Questions
Is the BMW X5 available with all-wheel drive?
Yes. Select pre-owned BMW X5 models come equipped with BMW's xDrive intelligent all-wheel-drive system, providing enhanced traction, agility, and peace of mind during changing weather and road conditions throughout Charlotte and North Carolina.
What is the difference between Pre-Owned and Certified Pre-Owned BMW models?
A standard pre-owned vehicle is inspected and reconditioned prior to sale. A Certified Pre-Owned (CPO) BMW must meet stricter age and mileage guidelines, pass a comprehensive multi-point inspection by factory-trained technicians, and include extended manufacturer warranty coverage along with 24-hour roadside assistance.
Can I finance a pre-owned BMW X5 online?
Yes. Hendrick BMW Northlake provides convenient digital shopping tools that allow you to estimate your monthly payments, value your trade-in, and complete our online finance application from home.
Why buy a pre-owned BMW X5 at Hendrick BMW Northlake?
As part of the trusted Hendrick Automotive Group, Hendrick BMW Northlake provides transparent pre-owned pricing, verified vehicle history details, competitive financing options, and guest-first customer service to ensure a seamless buying experience.
Proudly Serving Drivers In:
Huntersville | Concord | Cornelius | Mooresville | Hickory
Hendrick Vehicle Disclaimer
$799.00 Dealer Administrative Fee included in advertised price.
All prices exclude all taxes, tag, title, registration fees and government fees. Out of state buyers are responsible for all taxes and government fees and title/registration fees in the state where the vehicle will be registered. All prices include all manufacturer to dealer incentives, which the dealer retains unless otherwise specifically provided. Dealer not responsible for errors and omissions; all offers subject to change without notice; please confirm listings with dealer.
All vehicles may not be physically located at this dealership but may be available for delivery through this location. Transportation charges may apply. Please contact the dealership for more specific information. All vehicles are subject to prior sale.
Monthly Disclaimers
$7,500 Purchase Credit Off MSRP and $5,000 Loyalty Credit on Select New Models
Loyalty Offers available to qualified customers who lease or finance through BMW Financial Services NA, LLC. Offer limited to customers who have owned or leased a BMW model in the last 12 months. In order to qualify for a BMW Loyalty Offer, loyal current or former BMW owners or lessees must show proof of ownership or BMW Financial Services account number and qualify for credit approval. Available Loyalty Offer of $5,000 off MSRP on select new 2026 i7 eDrive50 models (consists of $4,000 BMW of North America, LLC contribution plus $1,000 loyalty contribution from your BMW Center). Must take delivery by August 31, 2026. Availability of Loyalty Offers are subject to dealer participation. Visit your authorized BMW Center for important details. Valid on 2026 i7 eDrive50 models. Through August 31, 2026, 0.90% APR financing for up to 24 monthly payments of $42.06 for every $1,000 financed, and 0.90% APR financing for up to 60 monthly payments of $17.05 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through August 31, 2026. Visit your authorized BMW Center for important details.Available Purchase Credit of $7,500 off MSRP for well qualified buyers.
0.90% APR for 60 Months Available on Select New Models
Valid on 2026 X5 xDrive40i models. Through August 31, 2026, 0.90% APR financing for up to 24 monthly payments of $42.06 for every $1,000 financed, and 0.90% APR financing for up to 60 monthly payments of $17.05 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through August 31, 2026. Visit your authorized BMW Center for important details.Available Purchase Credit of $1,000 off MSRP for well qualified buyers.
2026 X3 30 xDrive 1.99% APR for 60 Months Available or Lease at $569/month for 39 months $5,299 due at signing
APR: Valid on 2026 X3 30 xDrive models. Through August 31, 2026, 1.99% APR financing for up to 24 monthly payments of $42.54 for every $1,000 financed, and 1.99% APR financing for up to 60 monthly payments of $17.52 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through August 31, 2026. Visit your authorized BMW Center for important details. Lease: Advertised lease offer is a national advertisement intended to be available on new 2026 BMW X3 30 xDrive models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Dealer sets actual sale price and may add additional fees and charges. Advertised lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Offer not valid in Puerto Rico. Advertised monthly lease payments of $569 per month for 39 months is based on an adjusted capitalized cost of $48,585 (MSRP of $55,650, including destination and handling fee of $1,350, less $3,805 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $2,260 and Lease Credit of $1,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $3,805 capitalized cost reduction, $569 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and any dealer fees and charges (if any) are additional amounts that are due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $31,721, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through August 31, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.
2026 X5 xDrive40i 0.90% APR for 60 Months Available or Lease at $869/month for 39 months $6,929 due at signing
APR: Valid on 2026 X5 xDrive40i models. Through August 31, 2026, 0.90% APR financing for up to 24 monthly payments of $42.06 for every $1,000 financed, and 0.90% APR financing for up to 60 monthly payments of $17.05 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through August 31, 2026. Visit your authorized BMW Center for important details.Available Purchase Credit of $1,000 off MSRP for well qualified buyers. Advertised lease offer is a national advertisement intended to be available on new 2026 BMW X5 xDrive40i models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Dealer sets actual sale price and may add additional fees and charges. Advertised lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Offer not valid in Puerto Rico. Advertised monthly lease payments of $869 per month for 39 months is based on an adjusted capitalized cost of $66,100 (MSRP of $76,250, including destination and handling fee of $1,450, less $5,135 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $3,015 and Lease Credit of $2,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $5,135 capitalized cost reduction, $869 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and any dealer fees and charges (if any) are additional amounts that are due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $39,650, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through August 31, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.
2027 X7 xDrive40i 1.99% APR for 60 Months Available or Lease at $1,049/month for 39 months $8,769 Due at Signing
APR: Valid on 2027 X7 xDrive40i models. Through August 31, 2026, 1.99% APR financing for up to 24 monthly payments of $42.54 for every $1,000 financed, and 1.99% APR financing for up to 60 monthly payments of $17.52 for every $1,000 financed is available from participating BMW Centers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. No down payment required for well qualified customers. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. All offers are subject to dealer participation. Offers valid through August 31, 2026. Visit your authorized BMW Center for important details. Lease: Advertised lease offer is a national advertisement intended to be available on new 2027 BMW X7 xDrive40i models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Dealer sets actual sale price and may add additional fees and charges. Advertised lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Offer not valid in Puerto Rico. Advertised monthly lease payments of $1,049 per month for 39 months is based on an adjusted capitalized cost of $83,445 (MSRP of $94,000, including destination and handling fee of $1,550, less $6,795 capitalized cost reduction, $0 security deposit, and suggested dealer contribution of $3,760). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $6,795 capitalized cost reduction, $1,049 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.30/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and any dealer fees and charges (if any) are additional amounts that are due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $49,820, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through August 31, 2026 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.
2.49% APR up to 72 Months Available and No Payments for 90 Days on Select BMW Certified Models
From 2.49% APR up to 72 months at $14.97 per month per $1,000 financed applies to all 2022–2024 BMW Certified Pre-Owned iX models. No down payment is required. Offer valid through 08/31/2026. Offer available from participating BMW Dealers to eligible, qualified customers with excellent credit history who meet BMW Financial Services NA, LLC credit requirements. Not all customers will qualify for the lowest rate. Other rates and terms available. All offers subject to vehicle availability. Delayed first payment is not available in PA or ME. Interest will accrue during 90-day period to first payment and will be due prior to maturity of the contract. This offer is available on all model-year 2021-2024 CPO BMW models with 36-to-72-month retail contracts financed through BMW Financial Services NA, LLC, excluding Select contracts. To be eligible, qualified customers must have excellent credit history and meet BMW Financial Services’ credit requirements. Not all customers will qualify. Other rates and terms available. All offers subject to vehicle availability. Offer valid through 08/31/2026.